In this video, you’ll meet Maya, a 27-year-old tech worker, and Raj, a 39-year-old small business owner, who both wonder where their money goes each month. Their stories reveal how this modern budgeting system can turn financial stress into peace of mind and help anyone build long-term wealth.
Here’s how it works: 75% goes to lean, smarter essentials. 15% fuels growth through investments, skills, and side hustles. And 10% is reserved for intentional joy—experiences that recharge your energy instead of draining your wallet.
This isn’t old-school budgeting like the 50/30/20 rule. The 75:15:10 rule reflects how today’s wealthy actually live: smart essentials, steady growth, and mindful joy that keeps life enjoyable now.
By the end, you’ll see how small shifts in your buckets can create resilience, freedom, and lasting wealth.…
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